The Agreement
Terms of Service
1. Acceptance of Terms
These Terms of Service (“Terms”) govern your access to and use of the GrowthLock website and related services (together, the “Services”). By using the Services you agree to these Terms and our Privacy Policy. If you do not agree, please do not use the Services. You must be at least 18 years old and able to form a binding contract.
2. Our Services
GrowthLock provides business education, guidance, tools, and introductions to funding and service partners. We are not a lender, and nothing on our website is a commitment to lend or a guarantee of approval, amount, rate, or terms. Funding decisions are made by independent lenders and partners under their own criteria and agreements. See also our GL Legal Disclaimer.
3. Accounts and Accuracy
You agree to give accurate, current, and complete information in forms and applications, to keep your login details confidential, and to tell us promptly of any unauthorized use. You are responsible for activity under your account.
4. Acceptable Use
You agree not to:
- Use the Services for anything unlawful, fraudulent, or deceptive, or to misrepresent your business or identity.
- Use the Services for prohibited purposes such as coaching programs, cryptocurrency, or illegal activity.
- Interfere with, probe, or attempt to gain unauthorized access to the Services or other users’ data.
- Copy, scrape, or reverse engineer the Services except as the law allows.
- Upload malicious code or content that infringes others’ rights.
5. Partner and Affiliate Program
Participation in our partner program is subject to the separate partner terms presented at sign-up. Commissions, where offered, depend on eligible, funded referrals as described in those terms. You must follow applicable advertising, disclosure, and endorsement laws (including FTC guidelines) and may not make income, approval, or results guarantees on our behalf.
6. Fees and Payments
Some plans carry fees, which are shown before you buy. Paid plans may renew automatically for the billing period you choose (monthly or yearly) until cancelled, and you authorize us to charge your payment method accordingly. You can cancel at any time to stop future renewals. Except where required by law or stated at purchase, fees already paid are non-refundable. Taxes may apply.
7. Intellectual Property
The Services, including text, graphics, logos, software, and the GrowthLock name, are owned by GrowthLock or its licensors and protected by intellectual property laws. We grant you a limited, revocable, non-exclusive, non-transferable license to use the Services for your own business purposes. All other rights are reserved.
8. Third-Party Services
The Services may link to or rely on third-party websites, lenders, and tools. We do not control and are not responsible for them, and your dealings with them are governed by their terms.
9. Disclaimers
THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE. CONTENT IS FOR GENERAL INFORMATION AND IS NOT LEGAL, TAX, OR FINANCIAL ADVICE.
10. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, GROWTHLOCK AND ITS OWNERS, OFFICERS, EMPLOYEES, AND PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, OR DATA. OUR TOTAL LIABILITY FOR ANY CLAIM RELATING TO THE SERVICES WILL NOT EXCEED THE AMOUNT YOU PAID US IN THE TWELVE MONTHS BEFORE THE CLAIM, OR $100 IF YOU PAID NOTHING. Some states do not allow certain limitations, so parts of this section may not apply to you.
11. Indemnification
You agree to defend and indemnify GrowthLock against claims, damages, and expenses (including reasonable attorneys’ fees) arising from your misuse of the Services, your violation of these Terms, or your violation of any law or third-party right.
12. Governing Law and Disputes
These Terms are governed by the laws of the United States and the state in which GrowthLock is organized, without regard to conflict-of-law rules. Before filing a claim, you agree to try to resolve the dispute informally by contacting us. Any dispute not resolved informally will be decided in the state or federal courts located in that state, and you consent to their jurisdiction, except where the law gives you a different right.
13. Termination and General Terms
We may suspend or end your access at any time for violation of these Terms. If any part of these Terms is unenforceable, the rest remains in effect. Our failure to enforce a provision is not a waiver. These Terms, together with the documents they reference, are our entire agreement with you on this subject. We may update the Terms by posting a new version here; continued use means you accept the changes. Questions? Visit our Contact Us page.